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Glossary of Real Estate Terms

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Term Definition
Credit Reporting Agency (or bureau)
An organization that prepares reports that are used by lenders to determine a potential borrower's credit history. The agency obtains data for these reports from a credit repository as well as from other sources. The three main credit reporting agencies, or credit bureaus, are Equifax, Experian, and Trans Union. You can order a copy of your credit report (a nominal fee may apply) via telephone at:
  • Equifax: (800) 685-1111
  • Trans Union: (800) 916-8800
  • Experian: (800) 682-7654
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